New Jersey solar cancellation rights
3 business days — N.J.S.A. 17:16C-61.1–61.9 (Door-to-Door Retail Installment Sales Act: notice by certified mail, postmarked by 5 p.m. of the third business day) for financed/door-to-door sales; N.J.A.C. 13:45A-16.2(a)(12) requires a 3-business-day right to cancel in home improvement contracts; plus FTC Cooling-Off Rule, 16 CFR Part 429 (3 business days, ≥$25 home sales).
The law
- N.J.S.A. 17:16C-61.1–61.9 (Door-to-Door Retail Installment Sales Act)
- N.J.A.C. 13:45A-16.2 (Home Improvement Practices — 3-business-day cancellation notice)
- N.J.S.A. 56:8-2 et seq. (Consumer Fraud Act); N.J.S.A. 56:8-136 et seq. (Contractors' Registration Act)
Contract notes
Third-party PPAs appear permitted in NJ (BPU net metering accommodates third-party ownership; no restriction found). NJ home improvement contractors must be registered (N.J.S.A. 56:8-136 et seq.); home improvement contracts carry a 3-business-day cancellation under N.J.A.C. 13:45A-16.2(a)(12).
What to do next in New Jersey
- Read your contract's cancellation clause tonight. Compare it against the state window: 3 business days — N.J.S.A. 17:16C-61.1–61.9 (Door-to-Door Retail Installment Sales Act: notice by certified mail, postmarked by 5 p.m. of the third business day) for financed/door-to-door sales; N.J.A.C. 13:45A-16.2(a)(12) requires a 3-business-day right to cancel in home improvement contracts; plus FTC Cooling-Off Rule, 16 CFR Part 429 (3 business days, ≥$25 home sales).
- If the company never gave you a cancellation form, your federal 3-day clock may never have started — that's the loophole in our cooling-off guide.
- Past the window? Shift to the complaint path: where to file, and check whether savings were misrepresented (guide).
Sources: static1.squarespace.com, www.njoag.gov, www.njoag.gov · Verified 2026-10-10